Equities First Holdings was established in the year 2002. The organization provides lending services to both individuals and organization that needs funding without having the bureaucratic aspect of verifying the loan purpose. The lending is security based for the customers and is determined through evaluation based on the risks and future performance associated with bonds, stocks and treasury securities. The company has a global coverage where they are in a position to finance the clients despite their physical location.
Equities First Holdings was created to fill the gap in the market through lending people backed with securities. The organization thrives in financing borrowers who do not meet banks’ lending criteria in a majority of the cases. Bank lending have become complicated with strict lending qualifications and increased lending interests that put off people. It is this category of people that the bank targets. The advantage of this loan is that it has a higher loan- value ratio as compared to normal margin ratios that rely on fixed interest.
One advantage of the borrowers in this category is that they benefit from lower fixed interest rates. The unique aspect about the organization is that it provides financing against publicly trading shares across the world. It helps continuity of the different businesses despite the strict bank guidelines. The organization is in a position to monitor the progress of the stocks in the stock exchange. In Australia the organization has a team of passionate people that strive to make the business a success.
This has helped the organization penetrate the market in the recent past hence increasing the customer base in Australia. The organization is based on integrity and transparency, and relies on legal and regulatory counsel before making any decision. The mission of the organization is to deliver maximum benefit with minimum risk to help their customers accomplish both personal and professional goals. The organization in this case, does not lose in any way as they are in a position to liquidate the collateral.